Simulado de notary public dos EUA

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Todas as 15 questões de uma vez

Prefere ler antes de jogar? Todas as questões da amostra estão listadas abaixo. As respostas e as explicações ficam fechadas até você abrir.

1. 1. Which of the following best describes what a notary public does?

   • A. Confirms that the statements inside the document are true
   • B. Approves the document as legally valid and correctly written
   • C. Acts as an impartial official witness to the signing and to the signer's identity
   • D. Represents the signer's interests in the transaction
   Mostrar resposta e explicação

   Resposta: C. Acts as an impartial official witness to the signing and to the signer's identity

   A notary public is a public officer commissioned by the state to deter fraud at the moment of signing. The job is to check who the signer is, that the signer appears willing and aware, and to record and certify the act. A notary never vouches for the truth of the contents or for whether the document does what the signer hopes, and that impartiality is why a notary who stands to gain from the document has to decline.

2. 2. A signer must sign the document in front of the notary and then swear or affirm that its contents are true. Which notarial act is this?

   • A. An acknowledgment
   • B. A jurat, also called a verification on oath or affirmation
   • C. A copy certification
   • D. A signature witnessing
   Mostrar resposta e explicação

   Resposta: B. A jurat, also called a verification on oath or affirmation

   A jurat has two parts that no other act combines: the signature is made in the notary's presence, and the signer takes an oath or affirmation that the statement is true. That is why the wording usually starts with subscribed and sworn to before me. Because the signer is now under oath, a false statement can be prosecuted as perjury, which is exactly why affidavits use a jurat instead of an acknowledgment.

3. 3. Complete the sentence.

   In most states, a signer taking an acknowledgment does not have to sign while the notary watches. The signer must personally appear and _____.

   Opções para a lacuna 1: swear that everything in the document is true, declare that the signature is theirs and that they signed willingly, hand the original document to the notary for safekeeping, bring two credible witnesses who sign as well

   Mostrar resposta e explicação

   Resposta: declare that the signature is theirs and that they signed willingly

   An acknowledgment answers one question: did this person knowingly and willingly sign this document. The signature may already be on the page when the signer walks in, but the signer still has to appear, be identified and acknowledge it. Deeds, mortgages and powers of attorney normally take an acknowledgment because what matters is the identity and the willingness of the signer, not the truth of the wording.

4. 4. A customer asks a notary to certify that a photocopy of a birth certificate is a true copy of the original. What is the right response?

   • A. Certify it, because any notary may certify any copy
   • B. Certify it if the customer swears the copy is accurate
   • C. Notarize the customer's signature on the copy and treat that as a certified copy
   • D. Decline, and send the customer to the office that issued the record
   Mostrar resposta e explicação

   Resposta: D. Decline, and send the customer to the office that issued the record

   Vital records such as birth, death and marriage certificates are certified by the agency that holds them, and many states specifically forbid a notary from copy certifying a public record. On top of that, whether a notary may certify copies at all is a state by state question, since some states never authorized the act. Some states offer a narrow workaround where the document custodian swears in a jurat that the copy is true, so check your own handbook before you promise anything.

5. 5. A signer's brother brings in a deed the signer already signed. The signer is at home and available by video call. The notary is not commissioned to perform remote online notarizations. What must the notary do?

   • A. Notarize it, because the signature is already on the document
   • B. Notarize it if the brother produces the signer's ID
   • C. Decline, because the signer has to personally appear before the notary
   • D. Notarize it and record in the journal that the signer appeared by video
   Mostrar resposta e explicação

   Resposta: C. Decline, because the signer has to personally appear before the notary

   Personal appearance is the one requirement every notarial act shares, and it is the rule most often broken as a favor. An acknowledgment lets the signer sign in advance, but the signer still has to stand in front of the notary and acknowledge it. A live video call counts only in states that authorize remote online notarization and only when the notary holds that specific authority and uses an approved platform, so without it the answer is no, however inconvenient that is.

6. 6. Which of the following are generally accepted ways to establish satisfactory evidence of a signer's identity?

   Marque todas as opções corretas.

   • A. The notary's own personal knowledge of the signer
   • B. A photocopy of the signer's ID emailed ahead of the appointment
   • C. A current government issued identification document of the kind the state accepts
   • D. The signer's employer vouching for them over the phone
   • E. One or more credible identifying witnesses, in the way the state allows
   Mostrar resposta e explicação

   Resposta: A. The notary's own personal knowledge of the signer, C. A current government issued identification document of the kind the state accepts, E. One or more credible identifying witnesses, in the way the state allows

   Most states recognize three routes to identity: the notary personally knows the signer, the signer presents an acceptable identification document, or a credible witness who knows the signer swears to that identity. Which documents qualify, how current they must be, and how many credible witnesses are needed and whether they must themselves be identified are all set by state law. A copy of an ID and a phone call from someone else prove nothing, because neither one is the person standing in front of you.

7. 7. Remote online notarization differs from a traditional notarization mainly because:

   • A. The signer no longer has to prove their identity
   • B. The signer appears live by audio and video, and identity is checked with credential analysis and identity proofing
   • C. The notary may perform acts while physically located outside the commissioning state
   • D. No journal or record of the act is required
   Mostrar resposta e explicação

   Resposta: B. The signer appears live by audio and video, and identity is checked with credential analysis and identity proofing

   Remote online notarization keeps every principle and changes only the way appearance and identity happen: a live two way audio video session plus automated checks on the credential and on the signer's identity. The notary normally has to be physically inside the commissioning state during the act, register separately for this authority and use a platform the state approved. The recording and the electronic journal must be kept, usually for a number of years the state sets, and not every state authorizes remote notarization at all.

8. 8. Where a notary journal is kept, which of the following are typical entries for each notarial act?

   Marque todas as opções corretas.

   • A. The date and time of the act
   • B. The type of notarial act and the type of document
   • C. How the signer's identity was established
   • D. The notary's opinion of whether the document is legally sound
   • E. A full photocopy of every page that was notarized
   Mostrar resposta e explicação

   Resposta: A. The date and time of the act, B. The type of notarial act and the type of document, C. How the signer's identity was established

   A journal is a chronological record of what you did, not a file of what you read, so entries cover the date and time, the act, the document, the signer's name and often address, how identity was established and the fee charged. Some states also require the signer's signature in the journal, and a few require a thumbprint for certain real property documents. Whether a journal is required at all, what it must contain and how long it is kept are state rules, and in most states the journal belongs to the notary personally rather than to the employer who paid for it.

9. 9. Complete the sentence.

   An _____ calls on a higher power, while an _____ is a solemn promise made on personal honor with no religious reference. Both carry the same legal weight and the same penalty for lying.

   Opções para a lacuna 1: oath, affirmation, acknowledgment

   Opções para a lacuna 2: oath, affirmation, acknowledgment

   Mostrar resposta e explicação

   Resposta: oath, affirmation

   Offering the affirmation matters, because some signers will not swear for religious or personal reasons and are entitled to an equivalent that binds them just as tightly. Either one must be spoken aloud as a real exchange, with the signer responding, since a silent nod is not a ceremony. Skipping the words entirely and simply stamping an affidavit is one of the most common notarial errors, and it can leave the document worthless.

10. 10. Which statement about a notary's official seal or stamp is correct?

    • A. An employer who paid for it may use it while the notary is away
    • B. It may be placed over the signer's signature when space is tight
    • C. Any stamp is acceptable as long as it shows the notary's name
    • D. The notary keeps it under sole control, and state law sets what it must contain
    Mostrar resposta e explicação

    Resposta: D. The notary keeps it under sole control, and state law sets what it must contain

    The seal is the notary's personal official tool, so it stays in the notary's control even when an employer bought it, and a lost or stolen seal normally has to be reported to the commissioning office. What the seal must show, typically the name exactly as commissioned, the words notary public, the state and often a commission number or expiration date, is set by statute. Place it in clear space so nothing is obscured and so it reproduces cleanly, because a recorder can reject a document over a smudged or overlapping impression.

11. 11. A signer missed a filing deadline and asks the notary to date the certificate two days earlier. The notary should:

    • A. Refuse, because the certificate must show the date the act actually happened
    • B. Agree, if the signer signs a statement taking responsibility
    • C. Agree, if the document really was signed two days earlier
    • D. Agree, and record the true date in the journal instead
    Mostrar resposta e explicação

    Resposta: A. Refuse, because the certificate must show the date the act actually happened

    The date on the certificate is the date of the notarial act, not the date on the document, so backdating creates a false official record. It is one of the fastest ways to lose a commission, and depending on the state it can bring civil liability and criminal charges as well. The same applies to postdating, to signing a certificate before the act, and to leaving a stamped but blank certificate with anyone for later use.

12. 12. Which situation disqualifies a notary from performing the notarization?

    • A. The notary already knows the signer personally
    • B. The notary works for the company that prepared the document
    • C. The notary is named in the document and stands to gain from it
    • D. The notary has notarized for this signer several times before
    Mostrar resposta e explicação

    Resposta: C. The notary is named in the document and stands to gain from it

    A notary must be impartial, so being a party to the document or receiving a benefit from it beyond the lawful notarial fee is a disqualifying interest. A notary also cannot notarize their own signature. Personal knowledge of the signer is not a problem and is in fact one accepted way to establish identity, and being an employee of a party is usually allowed as long as you gain nothing beyond your salary and your fee. Rules about notarizing for a spouse or close relative differ by state, and declining is the safe answer when your handbook is not clear.

13. 13. Which of these actions would generally count as the unauthorized practice of law by a notary who is not an attorney?

    Marque todas as opções corretas.

    • A. Telling the signer which notarial act their document needs
    • B. Explaining what the document will do legally and whether signing it is wise
    • C. Asking the signer which act they want and reading the certificate choices printed on the document
    • D. Drafting a power of attorney for the signer
    • E. Refusing to notarize because the signer cannot produce acceptable identification
    Mostrar resposta e explicação

    Resposta: A. Telling the signer which notarial act their document needs, B. Explaining what the document will do legally and whether signing it is wise, D. Drafting a power of attorney for the signer

    Choosing the act for a signer is treated as legal advice, because the choice changes the legal effect of the document, so the notary describes the available acts and the signer decides. Explaining consequences or drafting documents crosses the same line. Reading out what is already printed and declining an act you may not perform are both squarely inside the job. In several states a notary who advertises in another language must also state plainly that they are not an attorney, because the term notario carries a very different meaning abroad.

14. 14. Complete the sentence.

    The most a notary may charge for a notarial act is set by _____, and some states set no maximum at all.

    Opções para a lacuna 1: federal law, state law, the notary's employer, the county recorder

    Mostrar resposta e explicação

    Resposta: state law

    Fee caps are written into each state's notary statutes, and they can differ by act and for electronic or remote notarizations. Travel fees are treated separately, and some states require you to agree the amount with the signer in advance and to show it separately from the notarial fee. Overcharging is one of the most common reasons notaries face discipline, so look up your state's schedule and keep it where you work.

15. 15. In states that require a notary surety bond, what does that bond actually do?

    • A. It pays a member of the public who loses money through the notary's mistake or misconduct, and the notary has to repay the surety
    • B. It protects the notary from having to pay for their own mistakes
    • C. It covers the notary's legal costs in any lawsuit
    • D. It guarantees the commission will be renewed at the end of the term
    Mostrar resposta e explicação

    Resposta: A. It pays a member of the public who loses money through the notary's mistake or misconduct, and the notary has to repay the surety

    A surety bond protects the public, not the notary. If the bond pays a claim, the surety company comes back to the notary for the money. The optional coverage that protects the notary is errors and omissions insurance, which is separate and never required as a substitute. Whether a bond is required at all, the amount and the length of a commission term are set by each state, so check your handbook rather than assuming a figure you read somewhere else.

O que uma prova de notary cobra de verdade

Não existe licença nacional de notary nem prova nacional de notary nos Estados Unidos. Um notary public é comissionado por um estado, e toda regra que importa vem das leis daquele estado. Só alguns estados exigem uma prova escrita antes de te comissionar. Califórnia e Nova York são os exemplos conhecidos, e os dois cobram a lei do próprio estado. Outros estados exigem um curso aprovado pelo estado, uma verificação de antecedentes e uma inscrição, e alguns exigem pouco mais do que uma inscrição, uma taxa e uma fiança. Ou seja, o número de questões, o tempo limite, a nota de aprovação e o número de novas tentativas são definidos por quem comissiona notaries no seu estado, normalmente o secretary of state, embora alguns poucos estados usem outro órgão, como o county clerk. O manual publicado por esse órgão é a única fonte confiável para esses números.

O que as provas têm em comum são os conceitos de base. Quase todas esperam que você saiba o que um notary é e o que ele não é, os atos notariais e como eles diferem, que o signatário precisa comparecer pessoalmente, o que conta como evidência satisfatória de identidade, o que precisa entrar no livro de registro, como o selo é usado e protegido, como preencher o certificado, quando você é obrigado a recusar, quando um interesse no documento te desqualifica, e onde termina notarizar e começa exercer a advocacia. Notarização eletrônica e remota também aparecem agora, pelo menos no nível conceitual.

O que varia é quase todo detalhe específico. Se o livro de registro é obrigatório, o que precisa constar nele, se você pode certificar cópias, o valor máximo por ato, se e como você pode cobrar deslocamento, se você pode notarizar para um parente, quanto tempo dura uma comissão, se é exigida uma fiança e de qual valor, e se o seu estado autoriza notarização remota online. Nunca leve um número de um estado para outro. Consulte cada um desses pontos no manual do seu próprio estado e anote a resposta. Nada nesta página é orientação jurídica.

Como usar esta amostra

Estas 15 questões ficam no terreno comum. Elas perguntam o que separa um jurat de um acknowledgment, por que o comparecimento pessoal não é negociável, que evidência de identidade é de fato aceita, para que serve o livro de registro e de quem ele é, e por que um notary que tem algo a ganhar com um documento precisa passá-lo para outra pessoa. Onde uma regra é definida por estado, a questão pergunta o princípio em vez do número, porque o número que conta é o do seu estado.

Faça o teste de uma vez, sem o manual aberto, e depois leia todas as explicações, inclusive as das questões que você acertou. Trate uma resposta errada como um tema, e não como um fato para decorar. Depois disso, abra o manual do seu estado e preencha as lacunas que esta página deixa em aberto de propósito. Anote os valores máximos que o seu estado permite por ato, as regras do livro de registro, a duração da comissão, a exigência de fiança, se a certificação de cópias é permitida, e o que ele diz sobre notarizar para familiares. Essa lista curta costuma ser onde uma prova e uma reclamação real começam.

Depois treine a parte que de fato mete notaries em encrenca. A maior parte das punições vem de certificados malfeitos e de comparecimentos pulados, não de direito exótico. Leia um certificado e nomeie o ato que ele pede. Preencha o venue e a data. Diga em voz alta a frase que você vai usar quando tiver que recusar, porque recusar com educação sob pressão é uma habilidade, e você vai precisar dela na frente de um cliente atrasado para um fechamento.

Como a StudyPDF cria simulados completos do seu próprio manual

Quinze questões mostram onde você está inseguro. Elas não deixam você pronto, e nenhum banco de questões genérico consegue conhecer as regras do seu estado, que é exatamente o que uma prova de notary cobra.

A StudyPDF trabalha a partir do seu próprio material. Envie o manual de notary do seu estado, a apostila do curso aprovado pelo seu estado, o guia de estudo que você pagou, ou os procedimentos de assinatura que a sua empresa ou a title company te entregou, e o Bo, o agente de estudo, cria simulados completos a partir exatamente dessas páginas. Cada questão é baseada no seu material, e cada explicação aponta de onde vem a resposta, então, quando uma regra parecer errada, dá para conferir a fonte em segundos em vez de discutir com um site. Você pode gerar simulados novos quantas vezes quiser, restringir a uma área só, como regras de livro e selo ou acknowledgments versus jurats, e ver quais conceitos você continua errando. Se você estuda em volta de um emprego, sessões curtas nas suas áreas fracas rendem mais do que reler o manual de ponta a ponta.

Você não precisa de um arquivo para começar. Se o seu manual é uma página da internet ou você deixou a apostila no trabalho, é só dizer um tema, por exemplo exigências do livro de registro do notary ou juramentos e afirmações, e o Bo escreve um simulado sobre isso. Começar é grátis. Para qualquer coisa específica do estado, o seu próprio manual continua sendo a autoridade, e nada disso é orientação jurídica.